In the Beginning

I don't know where we are headed, but I know that we are in desperate need of changes in our health care system. Right now my family pays close to a thousand dollars a month for health insurance. Some months we can barely make the payments and I worry that if one of us gets sick, we won't be able to keep up with the premiums.

We pay a high amount because we are self employed and don't have an employer who picks up part of the insurance premium bill as part of our benefit package. What many people don't realize is just how much of a benefit health insurance is when they work for a company.

We joined a local group in order to get a "group" discount on health insurance. Our $1,000 a month is a discounted rate for a family of three. I don't know what we are supposed to do if we are no longer able to pay the premiums. Here in Massachusetts health insurance is mandatory.

We don't qualify for Masshealth, we make too much money. We don't qualify for Medicare, because we are not disabled. We are hard working citizens of the United States and we are looking at financial ruin if we can't keep up with our high insurance rates.

Add in the costs of monthly prescriptions, and we pay close to $1100 a month for health related care. I am starting this site in an effort to bring awareness to this very scary, very real situation.